Your wedding day is one of the most memorable moments of your life. At Insurance Allies, we understand how important it is to ensure everything goes perfectly. That’s why we offer comprehensive wedding insurance policies designed to protect you from the unexpected.
Top Considerations for Wedding Insurance
Policyholder Name
Make sure the policy is in your name—not the wedding planner’s. As the hosts of the wedding, you need to be directly covered to ensure complete protection.
General Liability Coverage
Our policies provide general liability coverage for bodily injury or property damage to third parties. This is the primary form of protection every couple should have for their wedding.
Liability Limits
Standard policies typically offer $1 million in liability coverage. Consider whether you need higher limits:
- To better protect yourself against unforeseen incidents.
- To meet specific requirements set by your venue or vendors.
Liquor Liability Insurance
If you’re selling, serving, or providing alcohol at your wedding, liquor liability insurance is essential. It protects you in cases where, for example, a guest drives home intoxicated, gets in a car accident, and third-party claims are made against you.
Vendor Liability
Ensure all your hired vendors carry their own liability insurance and name you as an additional insured on their policy. Request a Certificate of Insurance (COI) as proof. This step ensures you’re covered if their actions lead to a lawsuit.
Event Cancellation Insurance
General liability policies do not cover event cancellations. For protection against unexpected issues—such as illness, severe weather, or problems with vendors or the venue—you’ll need to purchase additional event cancellation coverage.
Why Choose Insurance Allies?
- Instant Online Quotes: Apply online and get your insurance quote instantly!
- Professional Service: Our team is dedicated to providing you with expert advice and comprehensive coverage.
- Peace of Mind: Properly insuring your wedding provides financial protection against unforeseen events, allowing you to enjoy your special day worry-free.
Get Your Free Quote Today!
Don’t leave anything to chance on your big day. Secure your wedding insurance with Insurance Allies and celebrate with confidence.
